Matched customers to the best available loan program to fit their specific needs, and communicated with them daily to advise on the loan application progress. These offices are always heated and air conditioned for the comfort of customers and employees. Approximately 318,600 people worked in this profession in 2016. Sold FHA, VA, USDA, VHDA, Fannie Mae, Freddie Mac, and Jumbo mortgage products. Art Gallery Registrar Job Description: Salary, Skills, & More, Bank Teller Job Description: Salary, Skills, & More, Moving on Up: Types of Jobs in Real Estate, Attorney Job Description: Salary, Skills, & More, Animal Control Officer Job Description: Salary, Skills, & More, Want to Work in Banking? Find out what is the best resume for you in our Ultimate Resume Format Guide. Loan officers and mortgage brokers need a bio that serves two functions—it should establish the loan officer’s competence with financial matters and all of the paperwork involved, and at the same time, convey a sense of personal interest in the client and a feeling that despite the fact that any mortgage lender has many clients at any given time, he or she will make each client a top priority. Analyze credit applications including income tax returns, W2s, pay stubs, etc. Created, executed, and evaluated multiple marketing campaigns to ensure maximum ROI. Saved $15 million annually by reducing fixed spending 10% and variable overhead spending 19% through a variety of cost-improvement initiatives through better utilization of resources. Holland Code: E-S-C Counsel and inform borrowers of loan options, market conditions, documents and other, Hosting and presenting at realtor open houses, luncheons, and seminars, Introduce other bank products for cross sell opportunities, Networking and establishing relationships with realtors, attorneys, CPA's, builders, Working with Realtors, hosting events outsourcing and cold calling, Giving clients quotes on Mortgages purchase/refianace, Entering applications, collecting needed documentation from client to proceed, Following up with the processors and underwriters to ensure a smooth experience, Held accountable for entering a minimum of four loans per week and closing a minimum of one million dollars a month. Conduct cold calls to prospect business; call Real Estate Agents and previous clients to solicit, Evaluate client credit history and analyze individual financial situations to determine the best. Managed a team of 12 Loan Officers in the origination and sales of FHA and VA loans; Coached team on consultative sales and product knowledge to maintain a 96% average monthly client-satisfaction rating; Originated at least five loans each month from referrals and existing client portfolio This is a full-time position and can involve extensive additional hours over 40 per week. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Communicate with both bank and client attorneys to ensure that all documents related to releasing/reinstating mortgages are prepared in compliance with State/County standards, and in a timely manner to meet customer, attorney or State/County deadlines. Credit and Loan Officers work in banks, loan offices, credit unions and other lending facilities. achievements links people ... Tony Peschek. Recognized for consistent high marks on customer service surveys and committing the fewest errors per loan file. Some similar jobs and their median annual pay include: Dawn Rosenberg McKay is a certified Career Development Facilitator. Those employed by mortgage lenders can expect to occasionally travel to meet with clients at their homes, and those employed by commercial lenders might be expected to visit businesses. Provide guidance to partnered loan associates and borrowers within all aspects of the sales process. One such option is the American Banker's Association Certificate in Loan Review. Assist in preparation of loan documents and closing of loans, Provide customer service from the origination to closing of the loan, Handle communication between customers, underwriters, and attorneys necessary documents for loan. Yearly customer satisfaction score average of 6.89 out of 7 based on 115 surveys. Only six loan officers, out of one hundred, were asked to participate in the online chat pilot. Generate Warranty Deeds for VA Vendee loans, reinstate Mortgages/Lines of Credit to ensure customer and bank satisfaction and prepare lien releases. Originate and underwrite conventional 1st mortgages, 2nd mortgages and HELOCs, Issue Good Faith Estimates, along with other compliance related documents. 2. Because commercial loan officers analyze the finances of businesses applying for credit, they need to understand general business accounting, including how to read financial statements. Pre-qualified potential customers for refinance, purchase, and first time homebuyers. Rejects loans by explaining deficiencies to applicant and how to possibly rectify the deficiencies to have new clients in the future. Establish marketing and company name branding to assist in growing bank footprint. They are specialists at evaluating the financial status of a loan applicant. Prospected and originated loans for Fannie Mae, Freddie Mac, FHA and VA. Implemented marketing strategies through managing: direct mail, Social Media presence, website, and Email campaigns. They might also deny a loan or advise against offering financing, and they must sometimes follow up on late payments on existing loans. Work Experience . It works best on a senior loan officer resume or if you have at least 2 years of relevant experience. Loans officers can specialize in commercial, consumer, or mortgage loans. Increased Mortgage Loan portfolio by developing business contacts, attracting mortgage customers, completing mortgage loan processing and closing. Assist with creation of loan packages and loan closing reports. Pinnacle Bank recently appointed Ryne Reeves to commercial loan officer in Lincoln. They investigate their creditworthiness, then authorize or recommend approval of loans. They report to the loan department supervisor or the general manager. Interview prospective loan applicants to determine up front eligibility and screen for approval. Here's What You Need to Know, Manager Job Description: Salary, Skills, & More, Photographer Job Description: Salary, Skills, & More, Wildlife Officer Job Description: Salary, Skills, & More. Over saw due diligence requirements of day-to-day operations of a team of 8 Collectors, 4 Underwriters/Loan Adjustor Specialists, 2 Loss Mitigation set-up Specialists and first-level team leads. Northpointe Bank is seeking a detail oriented, customer service minded individual to join our Retail Lending Team in Palm Beach, Florida as a Loan Officer. Loan Officer, Horizon Mortgage & Investment. Provide conventional, FHA, VA, HARP & Doctor loans to new and existing SunTrust clients. Analyzed economic data and MBS market movement to ensure maximum loan profitability. They work for commercial banks, mortgage companies or credit unions. Assigned Mortgage Loan Officer for 5 US Bank locations. 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